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January 17, 2015

“Debt is an opportunity cost. A cost that you trade for one of the most valuable things in your life, time.”

– Tammy Strobel

XTH
time

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Presentation to Florida APWU Summer Institute
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An on again, off again, on again attempt to write down things about my life and share pictures I take.

After reading you might feel like my son (right, outside a coffee shop in Mississippi).

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